☎ +919919008812 📍 Varanasi
Mon–Sat: 9am–7pm Health-Tips

Insurance & Cashless Facility

We accept major TPA and government health schemes to make eye treatment easier for our patients.

Cashless Treatment at Umaprem Netralay

Eye surgeries such as cataract, retina treatment and other procedures can be availed through cashless facility with our empaneled insurance and government health scheme partners, subject to policy terms, sum insured and approval by the insurer.

Our Empaneled Partners

Ayushman Bharat

Ayushman Bharat

Star Health Insurance

Star Health

HDFC Ergo General Insurance

HDFC Ergo

Care Health Insurance

Care Health

CGHS and ECHS beneficiaries are also supported — see our CGHS / ECHS eligibility and documents page for details specific to those schemes.

Documents You May Need

Exact document requirements can vary by insurer and scheme — our billing and TPA desk will guide you on what is needed for your specific policy before the procedure.

How to Avail Cashless Treatment?

  1. Present your insurance ID card or scheme card at the TPA desk during registration.
  2. Our team will verify your policy, eligibility and required documents.
  3. A pre-authorization request with treatment details is sent to the insurance company or scheme administrator.
  4. Once the pre-authorization is approved, you can proceed with the cashless surgery or treatment.

Frequently Asked Questions

Is cashless treatment guaranteed once I have insurance?

Cashless approval depends on your specific policy terms, sum insured, and the insurer's or scheme's approval of the pre-authorization request — it is not automatic. Our TPA desk can help estimate this before your procedure.

What if my insurer is not in the list above?

Please call or visit the hospital and speak with our TPA desk — empanelment can change over time, and reimbursement claims may still be possible even without direct cashless tie-up.

How long does pre-authorization approval take?

This varies by insurer, usually from a few hours to a couple of days, so it is best to start the process as early as possible before a planned procedure.